Services
Life Insurance
It’s not for the people who die,
but for the people who live.
We carry a complete line of life products:
- Whole life and Universal life – from infants to seniors
- Term – a less expensive way to protect your family.
- Final Expense – a type of whole life for seniors that is easier to qualify for.
Health Insurance
HSA’s – a limited number of Health Savings Accounts for people who
are not on Medicare.
Medicare Products – this can be very confusing
– we have a lot of
expertise in this area and carry:
- Medicare Supplements
- Medicare Advantage
- Part D Rx Plans
LTCI – Long Term Care Insurance
With people living longer, it’s important to get the facts. There are some interesting products available.
Annuities
Annuities are an excellent savings vehicle that provides tax deferred growth and avoids probate.
They can also provide an income that you cannot outlive. These work well with both your IRAs as well as your non–qualified money.
- Fixed annuities – provides CD–like returns.
- Index annuities – potentially higher returns without giving up the safety.
Other Resources on the web: